our approach

we believe in a unique and customized Financial planning experience for every client and their family.

who we are

Stephanie Epstein &

Sydney Harmon

We're a family run life insurance and retirement planning business operating in the GTA since 1979.

We apply experience-based business insight and financial knowledge to insure and manage the risk of our clients' businesses, estates and families. We are here to help our clients with their unique needs related to their retirement and financial goals. 

Here at Harmony Insurance & Financial Services we understand that financial planning is an uncertain challenge, especially in today's economy.  We have successfully assisted clients with all types of backgrounds successfully and happily retire with their financial hopes and dreams met and, often exceeded. We want to help make sure that financial security becomes a reality for you and your family.